We attended TCB’s AGM on April 24. The meeting’s main agenda was to (1) elect one new BOD member — Mr. Ho Anh Ngoc (brother of TCB’s Chairman and currently the Chairman of TCB’s partner One Mount Group) for the 2019-2024 term and (2) propose an ESOP issuance plan (six million shares — 0.17% of outstanding shares). The Q&A session focused on TCB’s business outlook and growth plans.