PTB released its 2020 results, which include revenue of VND5.6tn (USD241mn; +1% YoY) and NPAT-MI of VND359bn (USD15m; -18% YoY). In Q4 2020 alone, NPAT-MI dipped 12% YoY; however, it advanced 18% QoQ thanks to improvements across segments. The YoY earnings decline in 2020 was driven by a loss in the auto dealership segment — as COVID-19 crippled domestic auto consumption — and a 33% YoY fall in stone PBT amid dampened domestic demand for granite stone