MBB - NON RATED - MBB visit note - Visit Note 2012-04-06T00:00:00 Company Research FY2012 Targets – MBB plans for VND3,500bn profit before tax FY12E (+34%). Credit growth is expected to be in line with SBV’s cap for Tier-1 banks at 17% whereas customer deposits growth should also be at least 17%.